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3716 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3716 Ricky Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 2015
Lot Size0.192 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$177,200 (Dec 2015)
Tax Bill$2,226 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN153742

Property Details

APN / Parcel Number

Primary APN153742
Alternative APN
  • 262630006800013430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,244 sqft Heated Area
Gross Area1,639 sqft
1st Floor Area1,244 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,407 sqft (0.192 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeFinished
Garage Area387 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number153742
Street Address3716 RICKY LN
CitySAINT CLOUD
StateFL
Zip34772-8247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 343
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionBRISTOL COVE AT DEER CREEK PHASE 1 - 3
Legal Phase2
Legal Tract68
Legal Block1
Legal Lot Number343 34
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2021
Census Tract43207

Owner

Source: Osceola County records · APN 153742

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3716 RICKY LN, SAINT CLOUD, FL 34772-8247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2015 · Amount on Record
Deed SaleDec 28, 2015 · Amount on Record
Prior SaleNov 04, 2014 · Amount on Record
Deed Document Number2015189407
Deed Book / Page4890 / 2737
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3716 RICKY LN, SAINT CLOUD, FL 34772-8247
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3716 RICKY LN, SAINT CLOUD, FL 34772-8247

Mortgage

Document Number0061481529
DateFeb 11, 2022
Book Page6148/1529
Instrument2022023171
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,226.00 (+6.87%) Homeowner's exemption$167,257 (+5.99%)$273,000 (-2.43%) Land $70,000 Building $203,000
2023$2,083.00 (+4.1%) Homeowner's exemption$157,810 (+3%)$279,800 (+24.8%) Land $65,000 Building $214,800
2022$2,001.00 Homeowner's exemption$153,214$224,200 Land $55,000 Building $169,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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