3717 N Ridge Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3717 N Ridge Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 3,496 sqft · built 2003
Lot Size0.7 acres (30,528 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jun 2002)
Tax Bill$16,480 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3452-00270

Property Details

APN / Parcel Number

Primary APN010-3452-00270
Alternative APN
  • 727025

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,496 sqft Gross Area
1st Floor Area2,060 sqft
Basement Area1,436 sqft
Finished Basement1,436 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area30,528 sqft (0.7 acres)
Garage Area264 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area324 sqft
Deck Area360 sqft
Patio Area360 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number727025
Street Address3717 N RIDGE RD
CityDULUTH
StateMN
Zip55804-1481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0005 BLOCK:003 SERIAL #
Legal SubdivisionNORTHLAND ESTATES
Legal Block3
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3000
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3717 N RIDGE RD, DULUTH, MN 55804-1481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2002 · Amount on Record
Deed SaleJun 14, 2002 · Amount on Record
Deed Document Number2002725319
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3717 N RIDGE RD, DULUTH, MN 55804-1481
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 N RIDGE RD, DULUTH, MN 55804-1481

Mortgage

Document Number0001047271
DateSep 24, 2021
Instrument1047271
Lender
NameUS BANK NA
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueSep 1, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,480.00 (+7.26%) Homeowner's exemption
2025$15,364.00 (+6.99%) Homeowner's exemption$1,098,600 (+8.82%) Land $209,700 Building $888,900$1,098,600 (+8.82%) Land $209,700 Building $888,900
2024$14,360.00$1,009,600 (+9.35%) Land $209,700 Building $799,900$1,009,600 (+9.35%) Land $209,700 Building $799,900
2022$923,300 Land $106,500 Building $816,800$923,300 Land $106,500 Building $816,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

May also be available: Verizon.

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