St. Louis County property record for 3709 N Ridge Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,122 sqft · built 2006 |
| Lot Size | 0.334 acres (14,579 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $65,000 (Aug 2006) |
| Tax Bill | $13,062 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3452-00230 |
| Primary APN | 010-3452-00230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Gross Area |
| 1st Floor Area | 2,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 14,579 sqft (0.334 acres) |
| Garage Area | 420 sqft |
| Deck Area | 310 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1184202 |
|---|---|
| Street Address | 3709 N RIDGE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:003 SERIAL # |
| Legal Subdivision | NORTHLAND ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 600 |
3709 N Ridge Rd is owner-occupied and held in a trust since January 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3709 N RIDGE RD, DULUTH, MN 55804-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2006 · Amount on File |
| Deed Sale | Aug 31, 2006 · Amount on File |
| Prior Sale | Jun 11, 2004 · Amount on File |
| Deed Document Number | 2006823494 |
| Last Transfer Date | Jan 13, 2022 |
| Transfer Doc | 0001052246 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3709 N Ridge Rd was $13,062 with a homeowner's exemption, up 8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,062.00 (+8%) Homeowner's exemption | ||
| 2025 | $12,094.00 (+14.29%) Homeowner's exemption | $896,000 (+10.1%) Land $75,700 Building $820,300 | $896,000 (+10.1%) Land $75,700 Building $820,300 |
| 2024 | $10,582.00 | $813,800 Land $75,700 Building $738,100 | $813,800 Land $75,700 Building $738,100 |
| 2022 | $704,100 Land $68,400 Building $635,700 | $704,100 Land $68,400 Building $635,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3709 N Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3709 N Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
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