3722 N Ridge Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3722 N Ridge Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,212 sqft · built 2004
Lot Size	0.325 acres (14,159 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2022)
Tax Bill	$13,936 (2026)
Deeds & Mortgages	Aug 2022 Sale Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3452-00181`

Property Details

APN / Parcel Number

Primary APN	`010-3452-00181`
Alternative APN	`1078075`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,212 sqft Gross Area
1st Floor Area	2,882 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	14,159 sqft (0.325 acres)
Garage Area	864 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	179 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1078075
Street Address	3722 N RIDGE RD
City	DULUTH
State	MN
Zip	55804-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 EX THAT PART OF LOT 6 LYING N OFTHE FOLLOWING LINE COMM AT SW COR OF LOT 5BLK 2; THENCE N77DEG23'04"E ALONG S
Legal Subdivision	NORTHLAND ESTATES
Legal Block	2
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3722 N RIDGE RD, DULUTH, MN 55804-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer
Dec 8, 2021	Land Contract, Transfer
Sep 26, 2019	Grant Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20221059647
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 4, 2022
Property Address	3722 N RIDGE RD, DULUTH, MN 55804-1429
Document Number	0001059647
Instrument Date	Jul 29, 2022
Instrument	1059647
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 N RIDGE RD, DULUTH, MN 55804-1429

December 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Dec 8, 2021
Property Address	3722 N RIDGE RD, DULUTH, MN 55804-1429
Document Number	0001050593
Instrument Date	Nov 30, 2021
Instrument	1050593
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 N RIDGE RD, DULUTH, MN 55804-1429

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 26, 2019
Property Address	3722 N RIDGE RD, DULUTH, MN 55804-1429
Document Number	00T1015511
Instrument Date	Sep 20, 2019
Instrument	T1015511
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,980.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 N RIDGE RD DULUTH MN 558041429, DULUTH, MN 55804-1429

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 18, 2018
Property Address	3722 N RIDGE RD, DULUTH, MN 55804-1429
Document Number	000T997068
Instrument Date	Apr 13, 2018
Instrument	T997068
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3722 N RIDGE RD DULUTH MN 558041429, DULUTH, MN 55804-1429

Mortgage

Document Number	T997069
Date	Apr 18, 2018
Instrument	T997069

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,936.00 (+7.96%) Homeowner's exemption
2025	$12,908.00 (+12.6%)	$949,700 (+10.1%) Land $80,100 Building $869,600	$949,700 (+10.1%) Land $80,100 Building $869,600
2024	$11,464.00	$862,600 (+14.21%) Land $80,100 Building $782,500	$862,600 (+14.21%) Land $80,100 Building $782,500
2022		$755,300 Land $63,200 Building $692,100	$755,300 Land $63,200 Building $692,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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