3717 Curdy Rd, Howell, MI 48855 Property Records

Livingston County property record for 3717 Curdy Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,434 sqft · built 2002
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jul 2022)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Jun 2019 Refinance Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-08-400-035`

Property Details

APN / Parcel Number

Primary APN	`07-08-400-035`
Alternative APN	`470708400035`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,194 sqft
Basement Area	2,194 sqft
Unfinished Basement	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	123,710 sqft (2.84 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3717 CURDY RD
City	HOWELL
State	MI
Zip	48855-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 8, T3N, R5E, COMM AT S1/4 COR OF SEC 8; TH ALG CTRLN CURDY RD & S LN OF SEC 8, S89*48'15" E 1027.82' TO POB ; TH
Legal Range	05E
Legal Township	03N
Legal Section	01
Legal Subdivision	ML SUB
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1005
Census Tract	712101

Owner

Source: Livingston County records · APN 07-08-400-035

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3717 CURDY RD, HOWELL, MI 48855-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY SAVINGS BANK FSB
Aug 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
May 10, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jul 28, 2022	Warranty Deed, Transfer SELECT TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Mar 21, 2002 · Amount on Record
Deed Document Number	202220681
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3717 CURDY RD, HOWELL, MI 48855-9773
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013662
Date	Jun 05, 2019
Instrument	2019R-013662

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3717 CURDY RD, HOWELL, MI 48855-9773
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025927
Date	Aug 05, 2020
Instrument	2020R-025927

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3717 CURDY RD, HOWELL, MI 48855-9773
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 CURDY RD, HOWELL, MI 48855-9773

Mortgage

Document Number	0000020894
Date	May 10, 2021
Instrument	2021R-020894

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3717 CURDY RD, HOWELL, MI 48855-9773
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3336 LAKEWOOD SHORES DR, HOWELL, MI 48843-7858

Mortgage

Document Number	0000020008
Date	Jul 20, 2022
Instrument	2022R-020008

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 28, 2022
Property Address	3717 CURDY RD, HOWELL, MI 48855-9773
Document Number	0000020681
Instrument Date	Jul 18, 2022
Instrument	2022R-020681
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$4,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 CURDY RD, HOWELL, MI 48855-9773

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,400 (+3.11%)	$722,800 (+3.11%)
2025	$7,793.00 (+112.34%) Homeowner's exemption	$350,500 (+17.42%)	$701,000 (+17.42%)
2023		$298,500
2021			$597,000
2019	$3,670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 20 locations within half a mile of this property.

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