3707 Sprigg St N, Frederick, MD 21704 Property Records

Frederick County property record for 3707 Sprigg St N, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,938 sqft · built 2001
Lot Size	0.193 acres (8,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,250 (Jan 2019)
Tax Bill	$9,030 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Feb 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-227043`

Property Details

APN / Parcel Number

Primary APN	`07-227043`
Alternative APNs	`7227043` `227043`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,938 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,332 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,424 sqft (0.193 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	227043
Street Address	3707 SPRIGG STREET NORTH ST
City	FREDERICK
State	MD
Zip	21704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 4006 SECT M4 8,424 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	4006
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4012
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LAURA LEVINE
Mar 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage REVERE BANK
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS
Jan 18, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 18, 2019	Deed in Lieu of Foreclosure, Foreclosure TIMIOS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Book / Page	12805 / 81
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128430268
Date	Jan 18, 2019
Book Page	12843/0268

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128430290
Date	Feb 21, 2019
Book Page	12843/0290

Lender

Name	LAURA LEVINE
Type	Private Party
Address	00000

Agreement

Type	Stand-Alone First Mortgage

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128660323
Date	Mar 11, 2019
Book Page	12866/0323

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153810109
Date	Oct 14, 2021
Book Page	15381/109

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0138080486
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FLYNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3707 SPRIGG ST N FREDERICK MD 217047851, FREDERICK, MD 21704-7851

Mortgage

Document Number	0138080486
Date	Jun 15, 2020
Book Page	013808/000486

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2019
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0128050081
Book / Page	12805 / 0081
Map Reference	MB 68 PL 171
Instrument Date	Jan 10, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851

Mortgage

Document Number	0001280589
Date	Jan 18, 2019
Instrument	12805/89

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2019
Property Address	3707 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0128050061
Book / Page	012805 / 000061
Instrument Date	Apr 23, 2018
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	TIMIOS INC

Transaction

Amount	Amount Recorded
Tax	$445.81
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #3RD CORAL GABLES FL 331461837, 3RD, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,233 (+22.7%)	$690,300 (+25.03%) Land $277,200 Building $413,100
2025	$9,030.00 (+12.13%)
2023	$8,053.00	$525,067	$552,100 Land $201,700 Building $350,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sprigg St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures