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37113 Lorena Dr, Hilliard, FL 32046 Property Records

Nassau County property record for 37113 Lorena Dr, Hilliard, FL 32046 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 2001
Lot Size0.334 acres (14,582 sqft)
OwnerIndividual Name on File
Last Sale$204,400 (Oct 2018)
Tax Bill$2,311 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-3N-24-1270-0017-0000

Property Details

APN / Parcel Number

Primary APN16-3N-24-1270-0017-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,679 sqft Heated Area
Gross Area2,344 sqft
1st Floor Area1,679 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,582 sqft (0.334 acres)
Garage Area462 sqft

Exterior Amenities

Pool TypeIndoor Pool
PorchOpen Porch
Porch Area203 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address37113 LORENA DR
CityHILLIARD
StateFL
Zip32046-7717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 IN OR 2232/872 LORENA SUB PB 5/313
Legal Range24E
Legal Township03N
Legal Section16
Legal SubdivisionLORENA SUB
Legal Lot Number17
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2018
Census Tract50401

Owner

Source: Nassau County records · APN 16-3N-24-1270-0017-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address37113 LORENA DR, HILLIARD, FL 32046-7717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 24, 2018Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Document Number201845033027
Deed Book / Page2232 / 0872
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address37113 LORENA DR, HILLIARD, FL 32046-7717
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address37113 LORENA DR, HILLIARD, FL 32046-7717

Mortgage

Document Number0028340651
DateDec 10, 2025
Book Page2834/651
Instrument202545037024
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateOct 24, 2018
Property Address37113 LORENA DR, HILLIARD, FL 32046-7717
Document Number0022320872
Book / Page2232 / 0872
Map ReferenceMB5 PG313
Instrument DateOct 23, 2018
Instrument201845033027
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25068 BLUE JAY WAY, 25068, HILLIARD, FL 32046-8381

Transferred To (Grantee/Buyer)

NameVerified Name
Address76077 DOVE RD, YULEE, FL 32097-3758

Mortgage

Document Number0022320874
DateOct 24, 2018
Book Page2232/0874
Instrument201845033028
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityHilliard Town
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,311.00 (+3.12%) Homeowner's exemption$180,036 (+2.9%)$266,122 (+4.81%) Land $24,000 Building $242,122
2024$2,241.00 (+3.32%) Homeowner's exemption$174,962 (+3%)$253,909 (+3.96%) Land $22,000 Building $231,909
2023$2,169.00 (+15.01%) Homeowner's exemption$169,866 (+5.87%)$244,234 (+21.51%) Land $22,000 Building $222,234
2022$1,886.00 Homeowner's exemption$160,452$201,004 Land $22,000 Building $179,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890504012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Uniti GroupDSL200 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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