3714 Willow Crest Dr, Zion, IL 60099 Property Records

Lake County property record for 3714 Willow Crest Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1998
Lot Size	0.177 acres (7,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Sep 2020)
Tax Bill	$6,970 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-093`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-093`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	875 sqft
2nd Floor Area	693 sqft
Upper Floors Area	693 sqft
Basement Area	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,706 sqft (0.177 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3714 WILLOW CREST DR
City	ZION
State	IL
Zip	60099-1963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE TWO; LOT 20
Legal Subdivision	BRIGHTON PONDS PHASE TWO
Legal Phase	2
Legal Lot Number	20
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1008
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3714 WILLOW CREST DR, ZION, IL 60099-1963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Oct 4, 2001 · Amount on Record
Deed Document Number	20207693036
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 10, 2020
Property Address	3714 WILLOW CREST DR, ZION, IL 60099-1963
Document Number	0007693036
Map Reference	DOC 4024762
Instrument Date	Jun 16, 2020
Instrument	7693036
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 WILLOW CREST DR, ZION, IL 60099-1963

Mortgage

Document Number	0007693037
Date	Sep 10, 2020
Instrument	7693037

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,381 (+23.32%) Land $6,906 Building $66,475	$220,165 (+23.32%) Land $20,720 Building $199,445
2024	$6,970.00 (+3.11%)
2023	$6,760.00 (+10.51%)	$59,504 (+2.92%) Land $5,600 Building $53,904	$178,530 (+2.92%) Land $16,802 Building $161,728
2022	$6,117.00	$57,813 Land $5,011 Building $52,802	$173,457 Land $15,035 Building $158,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20