Lake County property record for 3716 Willow Crest Dr, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,758 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2018) |
| Tax Bill | $7,830 (2024) |
| Deeds & Mortgages | Mar 2018 Line of Credit Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-202-092 |
| Primary APN | 04-18-202-092 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 3,037 sqft |
| 1st Floor Area | 879 sqft |
| 2nd Floor Area | 879 sqft |
| Upper Floors Area | 879 sqft |
| Basement Area | 879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3716 WILLOW CREST DR |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTON PONDS PHASE TWO; LOT 21 |
| Legal Subdivision | BRIGHTON PONDS PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860106 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Nov 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Apr 12, 2000 · Amount on Record |
| Deed Document Number | 20187514392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007472225 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 7472225 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007850806 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 7850806 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007843061 |
|---|---|
| Date | Nov 11, 2021 |
| Instrument | 7843061 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 21, 2018 |
| Property Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Document Number | 0007514392 |
| Map Reference | DOC4024762 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 7514392 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3716 WILLOW CREST DR, ZION, IL 60099-1963 |
| Document Number | 0007514393 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 7514393 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,397 (+23.32%) Land $7,375 Building $74,022 | $244,215 (+23.32%) Land $22,127 Building $222,088 | |
| 2024 | $7,830.00 (+3.33%) | ||
| 2023 | $7,578.00 (+10.32%) | $66,005 (+2.99%) Land $5,981 Building $60,024 | $198,035 (+2.99%) Land $17,945 Building $180,090 |
| 2022 | $6,869.00 | $64,087 Land $5,353 Building $58,734 | $192,281 Land $16,061 Building $176,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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