3707 Willow Crest Dr, Zion, IL 60099 Property Records

Lake County property record for 3707 Willow Crest Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 2001
Lot Size	0.169 acres (7,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2025)
Tax Bill	$42 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-083`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-083`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	970 sqft
2nd Floor Area	696 sqft
Upper Floors Area	696 sqft
Basement Area	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,357 sqft (0.169 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3707 WILLOW CREST DR
City	ZION
State	IL
Zip	60099-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE ONE; LOT 17
Legal Subdivision	BRIGHTON PONDS PHASE ONE
Legal Phase	1
Legal Lot Number	17
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1014
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 LORRAINE AVE, WAUKEGAN, IL 60085-3643
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	20258138985
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 11, 2025
Property Address	3707 WILLOW CREST DR, ZION, IL 60099-1961
Document Number	0008138985
Map Reference	DOC 3973899
Instrument Date	Nov 12, 2025
Instrument	8138985
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3707 WILLOW CREST DR, WAUKEGAN, IL 60085

Mortgage

Document Number	0008138986
Date	Dec 11, 2025
Instrument	8138986

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,269 (+9.95%) Land $6,593 Building $73,676	$240,831 (+9.95%) Land $19,781 Building $221,050
2024	$42.00 (-99.38%)	$73,005 (+12.16%) Land $5,996 Building $67,009	$219,037 (+12.16%) Land $17,990 Building $201,047
2023	$6,819.00 (+12.23%)	$65,090 (+2.88%) Land $5,346 Building $59,744	$195,290 (+2.88%) Land $16,040 Building $179,250
2022	$6,076.00	$63,266 Land $4,785 Building $58,481	$189,817 Land $14,356 Building $175,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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