Okeechobee County property record for 3714 SE 20th Ter, Okeechobee, FL 34974
| Property Type | Mobile Home |
|---|---|
| Details | 264 sqft · built 1994 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,000 (Dec 2020) |
| Tax Bill | $679 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0020-00000-0520 |
| Primary APN | 1-35-37-35-0020-00000-0520 |
|---|
| Building Area | 264 sqft Living Area |
|---|---|
| Gross Area | 3,461 sqft |
| Flooring | Plywood |
| Interior Walls | Unfinished |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 12,589 sqft (0.289 acres) |
| Garage Area | 333 sqft |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 289 sqft |
| Patio Area | 277 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3714 SE 20TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7073 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 52 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK |
| Legal Lot Number | 52 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3714 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 31, 2020 | Warranty Deed, Transfer · VA Mortgage OWN IT HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2001 · Amount on Record |
| Deed Document Number | 2020012842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3714 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FAIRWATER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1600 NW 5TH ST, BOCA RATON, FL 33486-3212 |
| Document Number | 0000012855 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020012855 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 3714 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Document Number | 0000012842 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 12842 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3714 SE 20TH TER OKEECHOBEE FL 349747073, OKEECHOBEE, FL 34974-7073 |
| Document Number | 12843 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 12843 |
| Name | OWN IT HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,756 (+5.99%) | $232,028 (+9.38%) Land $63,860 Building $168,168 | |
| 2024 | $679.00 (+5.76%) | ||
| 2023 | $642.00 (+20.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $147,901 (+3%) | $212,129 (+14.4%) Land $43,260 Building $168,869 |
| 2022 | $533.00 Disabled Person's exemption Veteran's exemption | $143,593 | $185,430 Land $43,260 Building $142,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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