Okeechobee County property record for 3704 SE 20th Ter, Okeechobee, FL 34974
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 840 sqft · built 1993 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Jul 2024) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0020-00000-0530 |
| Primary APN | 1-35-37-35-0020-00000-0530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,412 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Florida Room |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3704 SE 20TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7073 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 53 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1993 CHAN WITH VIN NO: CH13641 AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS BOOK 801, PAGE 376, PUBLIC RECORDS O |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK ISLES SECTION ONE |
| Legal Lot Number | 53 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3704 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Jan 19, 2018 | Warranty Deed, Transfer CLEAR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Jan 21, 2022 · Amount on Record |
| Deed Document Number | 20248318 |
| Prior Transfer Date | Apr 26, 2011 |
| Prior Transfer Doc | 0007010310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 3704 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Document Number | 0000000888 |
| Map Reference | MB 3 PG 59&59A |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022000888 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 BELLE TOWER AVE, 59, LAKE PLACID, FL 33852-9454 |
| Name | Verified Name |
|---|---|
| Address | 3704 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Document Number | 0000000889 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022000889 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 19, 2018 |
| Property Address | 3704 SE 20TH TER, OKEECHOBEE, FL 34974-7073 |
| Document Number | 0008010379 |
| Book / Page | 000801 / 000379 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 768 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 BELLE FOREST ST LAKE PLACID FL 338529497, LAKE PLACID, FL 33852-9497 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 (+16.44%) | $151,187 (+14.66%) Land $62,000 Building $89,187 | $151,187 (+14.66%) Land $62,000 Building $89,187 |
| 2023 | $1,916.00 (+78.56%) Homeowner's exemption | $131,857 (+66.28%) Land $42,000 Building $89,857 | $131,857 (+13.16%) Land $42,000 Building $89,857 |
| 2022 | $1,073.00 Homeowner's exemption Widower's exemption | $79,298 | $116,526 Land $42,000 Building $74,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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