Okeechobee County property record for 3633 SE 20th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,034 sqft · built 1970 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Dec 2025) |
| Tax Bill | $3,669 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2025 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0020-00000-0610 |
| Primary APN | 1-35-37-35-0020-00000-0610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Gross Area | 1,355 sqft |
| 1st Floor Area | 1,034 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3633 SE 20TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 61 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK ISLES SECTION ONE |
| Legal Lot Number | 61 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13501 BARBERRY DR, WELLINGTON, FL 33414-8518 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Dec 8, 2025 | Correction Deed |
| Aug 30, 2021 | Special Warranty Deed, Transfer |
| Aug 12, 2021 | Warranty Deed, Transfer |
| Jul 1, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Document Number | 202513846 |
| Prior Transfer Date | Jun 30, 2021 |
| Prior Transfer Doc | 2021008216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 8, 2025 |
| Property Address | 3633 SE 20TH TER, OKEECHOBEE, FL 34974-7047 |
| Document Number | 0000013846 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025013846 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | LEGAL LAND TITLE LLC, LEGAL SUN TITLE PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1796 MANOR AVE # 140, 140, WEST PALM BEACH, FL 33409-5127 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13501 BARBERRY DR, WELLINGTON, FL 33414-8518 |
| Document Number | 0000013847 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025013847 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 8, 2025 |
| Property Address | 3633 SE 20TH TER, OKEECHOBEE, FL 34974-7047 |
| Document Number | 0000013870 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2025013870 |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1233 SW 4TH TER, POMPANO BEACH, FL 33060-8607 |
| Name | Verified Name |
|---|---|
| Address | 1210 SW 2ND AVE, OKEECHOBEE, FL 34974-5222 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 30, 2021 |
| Property Address | 3633 SE 20TH TER, OKEECHOBEE, FL 34974-7047 |
| Document Number | 2021011080 |
| Map Reference | MB 3 PG 59&59A |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021011080 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1210 SW 2ND AVE, 1210, OKEECHOBEE, FL 34974-5222 |
| Name | Verified Name |
|---|---|
| Address | 1796 MANOR AVE # 140, 140, WEST PALM BCH, FL 33409-5127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 3633 SE 20TH TER, OKEECHOBEE, FL 34974-7047 |
| Document Number | 2021010364 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021010364 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1233 SW 4TH TER, 1233, POMPANO BEACH, FL 33060-8607 |
| Name | Verified Name |
|---|---|
| Address | 1210 SW 2ND AVE, OKEECHOBEE, FL 34974-5222 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 1, 2021 |
| Property Address | 3633 SE 20TH TER, OKEECHOBEE, FL 34974-7047 |
| Document Number | 2021008216 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021008216 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1233 SW 4TH TER, 1233, POMPANO BEACH, FL 33060-8607 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1233 SW 4TH TER, POMPANO BEACH, FL 33060-8607 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,669.00 (+13.94%) | $223,379 (+16.84%) Land $62,000 Building $161,379 | $223,379 (+16.84%) Land $62,000 Building $161,379 |
| 2023 | $3,220.00 (+13.3%) | $191,189 (+15.95%) Land $42,000 Building $149,189 | $191,189 (+15.95%) Land $42,000 Building $149,189 |
| 2022 | $2,842.00 | $164,889 Land $42,000 Building $122,889 | $164,889 Land $42,000 Building $122,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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