3712 E Esther St, Orlando, FL 32812 Property Records

Orange County property record for 3712 E Esther St, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,089 sqft · built 1959
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Apr 2021)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-30-3244-02-100`

Property Details

APN / Parcel Number

Primary APN	`05-23-30-3244-02-100`
Alternative APNs	`302305324402100` `531145` `536889` `541513`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,089 sqft Living Area
Gross Area	1,497 sqft
1st Floor Area	1,089 sqft
Utility Area	91 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	9,374 sqft (0.215 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	65 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3712 E ESTHER ST
City	ORLANDO
State	FL
Zip	32812-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GROVE VILLA S/130 LOT 10 BLK B
Legal Range	30E
Legal Township	23S
Legal Section	05
Legal Subdivision	GROVE VILLA
Legal Tract	3244
Legal Block	B
Legal Lot Number	10
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2003
Census Tract	13701

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 12, 2018	Quit Claim Deed, Transfer · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	2021205212
Last Transfer Date	Nov 17, 2021
Transfer Doc	20210720890
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	0000435960
Date	Jul 18, 2022
Instrument	20220435960

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 23, 2021
Property Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Document Number	20210720890
Map Reference	MB S PG 130
Instrument Date	Nov 17, 2021
Instrument	20210720890
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6203 RIDGEWOOD AVE, 6203, COCOA BEACH, FL 32931-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S PRIMROSE DR, ORLANDO, FL 32803-6335

Mortgage

Document Number	20210720891
Date	Nov 23, 2021
Instrument	20210720891

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 8, 2021
Property Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Document Number	0000205212
Map Reference	MB S PG 130
Instrument Date	Apr 6, 2021
Instrument	20210205212
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 GATLIN PLACE CIR, 3802, ORLANDO, FL 32812-7649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	0000205215
Date	Apr 8, 2021
Instrument	20210205215

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 8, 2021
Property Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Document Number	20210205212
Map Reference	MB S PG 130
Instrument Date	Apr 6, 2021
Instrument	20210205212
Transaction Type	Transfer
Record Updated	Apr 29, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 GATLIN PLACE CIR, 3802, ORLANDO, FL 32812-7649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	20210205215
Date	Apr 8, 2021
Instrument	20210205215

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 12, 2018
Property Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119
Document Number	0000082884
Map Reference	MB S PG 130
Instrument Date	Jan 12, 2018
Instrument	20180082884
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	0000082885
Date	Feb 12, 2018
Instrument	20180082885

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,300 (+2.7%)	$287,360 (-1.37%) Land $110,000 Building $177,360
2025	$3,983.00 (+5.54%) Homeowner's exemption	$263,194 (+5.99%)	$291,350 (+5.17%) Land $110,000 Building $181,350
2024	$3,774.00 (+7.34%)
2023	$3,516.00 (+3.84%) Homeowner's exemption	$248,326 (+3%)	$277,026 (+8.34%) Land $110,000 Building $167,026
2022	$3,386.00 Homeowner's exemption	$241,093	$255,693 Land $110,000 Building $145,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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