3628 E Esther St, Orlando, FL 32812 Property Records

Orange County property record for 3628 E Esther St, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,255 sqft · built 1957
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Jun 2000)
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-30-3244-02-070`

Property Details

APN / Parcel Number

Primary APN	`05-23-30-3244-02-070`
Alternative APNs	`302305324402070` `531141` `536885` `541509`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,255 sqft
Utility Area	55 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1977
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,374 sqft (0.215 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3628 E ESTHER ST
City	ORLANDO
State	FL
Zip	32812-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GROVE VILLA S/130 LOT 7 BLK B
Legal Range	30E
Legal Township	23S
Legal Section	05
Legal Subdivision	GROVE VILLA
Legal Tract	3244
Legal Block	B
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2003
Census Tract	13701

Owner

Source: Orange County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage MCCOY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2000 · Amount on Record
Deed Sale	Jun 22, 2000 · Amount on Record
Prior Sale	Apr 14, 2000 · Amount on Record
Deed Book / Page	6029 / 2903
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000076581
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 17, 2025
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Document Number	0000721998
Map Reference	MB S PG 130
Instrument Date	Dec 2, 2025
Instrument	20250721998
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117

Mortgage

Document Number	20210177428
Date	Mar 29, 2021
Instrument	20210177428

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Feb 9, 2021
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Document Number	20210076581
Map Reference	MB S PG 130
Instrument Date	Jan 22, 2021
Instrument	20210076581
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3628 E ESTHER ST, 3628, ORLANDO, FL 32812-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117

Mortgage

Document Number	20210076582
Date	Feb 9, 2021
Instrument	20210076582

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Feb 9, 2021
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Document Number	0000076581
Map Reference	MB S PG 130
Instrument Date	Jan 22, 2021
Instrument	20210076581
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3628 E ESTHER ST, 3628, ORLANDO, FL 32812-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117

Mortgage

Document Number	0000076582
Date	Feb 9, 2021
Instrument	20210076582

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Document Number	0000591750
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E ESTHER ST ORLANDO FL 328125117, ORLANDO, FL 32812-5117

Mortgage

Document Number	0000591750
Date	Oct 8, 2018
Instrument	591750

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2038

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3628 E ESTHER ST, ORLANDO, FL 32812-5117
Document Number	0000029304
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E ESTHER ST ORLANDO FL 328125117, ORLANDO, FL 32812-5117

Mortgage

Document Number	0000029304
Date	Jan 17, 2017
Instrument	29304

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,920 (-44.13%)	$294,910 (-2.37%) Land $110,000 Building $184,910
2025	$3,273.00 (+130.17%) Homeowner's exemption	$207,477 (+94.82%)	$302,080 (+8.3%) Land $110,000 Building $192,080
2024	$1,422.00 (+7.48%)
2023	$1,323.00 (+5.84%) Homeowner's exemption	$106,496 (+3%)	$278,940 (+9.77%) Land $110,000 Building $168,940
2022	$1,250.00 Homeowner's exemption	$103,394	$254,106 Land $110,000 Building $144,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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