3706 E Esther St, Orlando, FL 32812 Property Records

Orange County property record for 3706 E Esther St, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,502 sqft · built 1955
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on Record
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-30-3244-02-090`

Property Details

APN / Parcel Number

Primary APN	`05-23-30-3244-02-090`
Alternative APNs	`302305324402090` `531144` `536887` `541512`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,190 sqft
Utility Area	176 sqft
Flooring	Parquet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	9,374 sqft (0.215 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Unfinished Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3706 E ESTHER ST
City	ORLANDO
State	FL
Zip	32812-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GROVE VILLA S/130 LOT 9 BLK B
Legal Range	30E
Legal Township	23S
Legal Section	05
Legal Subdivision	GROVE VILLA
Legal Tract	3244
Legal Block	B
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2003
Census Tract	13701

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3706 E ESTHER ST, ORLANDO, FL 32812-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage MCCOY FCU
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MCCOY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3706 E ESTHER ST, ORLANDO, FL 32812-5119
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	0000631046
Date	Oct 30, 2025
Instrument	20250631046

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32859

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3706 E ESTHER ST, ORLANDO, FL 32812-5119
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E ESTHER ST, ORLANDO, FL 32812-5119

Mortgage

Document Number	20210137004
Date	Mar 9, 2021
Instrument	20210137004

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32809

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2041

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,675 (+2.7%)	$311,760 (-2.58%) Land $110,000 Building $201,760
2025	$1,467.00 (+10.55%) Homeowner's exemption	$106,792 (+5.99%)	$320,020 (+7.65%) Land $110,000 Building $210,020
2024	$1,327.00 (+7.45%)
2023	$1,235.00 (+6.19%) Homeowner's exemption	$100,759 (+3%)	$297,280 (+10.35%) Land $110,000 Building $187,280
2022	$1,163.00 Homeowner's exemption	$97,824	$269,407 Land $110,000 Building $159,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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