3712 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3712 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	2,224 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2009)
Tax Bill	$2,387.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`309-23-558`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,224 sqft Living Area
1st Floor	2,224 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2000
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	9,600 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft Patio

Utilities and HVAC

Cooling System	Refrigerator Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3712 E COTTON CT
City	GILBERT
State	AZ
Zip	85234-4330
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGLEY GROVES MCR 481-23
Legal Range	06E
Legal Township	01S
Legal Section	11
Legal Quarter	SE
Legal Quarter Quarter	SW
Legal Subdivision	HIGLEY GROVES
Legal Lot Number	558
Jurisdiction	MARICOPA AZ
Minor Civil Division	PHOENIX
Census Blockgroup	3
Census Block	3007
Census Tract	422657

Owner

Source: Maricopa County records · APN 309-23-558

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3712 E COTTON CT, GILBERT, AZ 85234-4330
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2009 · Amount on Record
Deed Sale	Aug 17, 2009 · Amount on Record
Prior Sale	Feb 11, 2009 · Amount on Record
Deed Doc Number	20090762396
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3712 E COTTON CT, GILBERT, AZ 85234-4330
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518501
Date	Jun 15, 2020
Instrument	20200518501

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,580 (+1.77%)	$535,800 (+1.77%) Land $107,100 Building $428,700
2025	$2,387.00 (+3.15%)
2024		$52,650	$526,500 Land $105,300 Building $421,200
2023	$2,314.00

Flood & Wildfire

3712 E Cotton Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.