1. Home
  2. Arizona
  3. Maricopa County
  4. Gilbert
  5. E Cotton Ct

3656 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3656 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,500 sqft · built 2001
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (May 2020)
Tax Bill$2,448 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN309-23-562

Property Details

APN / Parcel Number

Primary APN309-23-562

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
1st Floor Area1,040 sqft
2nd Floor Area1,460 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,000 sqft (0.206 acres)
Parking Spaces2 Parking Spaces
Pool Area486 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3656 E COTTON CT
CityGILBERT
StateAZ
Zip85234-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES MCR 481-23
Legal Range06E
Legal Township01S
Legal Section11
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionHIGLEY GROVES
Legal Lot Number562
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3011
Census Tract422657

Owner

Source: Maricopa County records · APN 309-23-562

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3656 E COTTON CT, GILBERT, AZ 85234-4329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
May 19, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Mar 09, 2018Loan Modification, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleSep 22, 2014
Deed Document Number20200428696
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3656 E COTTON CT, GILBERT, AZ 85234-4329
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3656 E COTTON CT, GILBERT, AZ 85234-4329

Mortgage

Document Number0001023168
DateSep 22, 2021
Instrument20211023168
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 19, 2020
Property Address3656 E COTTON CT, GILBERT, AZ 85234-4329
Document Number0000428696
Map ReferenceDOC 1998-1190011
Instrument DateApr 17, 2020
Instrument20200428696
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3656 E COTTON CT, 3656, GILBERT, AZ 85234-4329

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3656 E COTTON CT, GILBERT, AZ 85234-4329

Mortgage

Document Number0000428697
DateMay 19, 2020
Instrument20200428697
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Property Address3656 E COTTON CT, GILBERT, AZ 85234-4329
Document Number0000264418
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3656 E COTTON CT GILBERT AZ 852344329, GILBERT, AZ 85234-4329

Mortgage

Document Number0000264418
DateApr 09, 2018
Instrument264418
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueApr 08, 2058
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,770 (+1.59%)$537,700 (+1.59%) Land $107,500 Building $430,200
2025$2,448.00 (+3.16%)
2024$52,930$529,300 Land $105,800 Building $423,500
2023$2,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134226573, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Cotton Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures