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3644 E Cotton Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3644 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,110 sqft · built 2001
Lot Size0.206 acres (9,000 sqft)
Owner2 Owner Names on File
Last Sale$215,000 (Jun 2004)
Tax Bill$2,168 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN309-23-563

Property Details

APN / Parcel Number

Primary APN309-23-563

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,110 sqft Living Area
1st Floor Area2,110 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area9,000 sqft (0.206 acres)
Parking Spaces2 Parking Spaces
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3644 E COTTON CT
CityGILBERT
StateAZ
Zip85234-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES MCR 481-23
Legal Range06E
Legal Township01S
Legal Section11
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionHIGLEY GROVES
Legal Lot Number563
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3011
Census Tract422657

Owner

Source: Maricopa County records · APN 309-23-563

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3644 E COTTON CT, GILBERT, AZ 85234-4329
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 21, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2004 · Amount on Record
Deed SaleJun 29, 2004 · Amount on Record
Prior SaleJun 29, 2004
Deed Document Number20040741946
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3644 E COTTON CT, GILBERT, AZ 85234-4329
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3672 E COMSTOCK DR, GILBERT, AZ 85296-1895

Mortgage

Document Number0000178694
DateFeb 17, 2021
Instrument20210178694
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3644 E COTTON CT, GILBERT, AZ 85234-4329
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000836536
DateOct 21, 2019
Instrument20190836536
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3644 E COTTON CT, GILBERT, AZ 85234-4329
Document Number0000014273
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedJan 12, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3661 E WEATHER VANE RD GILBERT AZ 852961965, GILBERT, AZ 85296-1965

Mortgage

Document Number0000014273
DateJan 08, 2018
Instrument14273
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$48,960 (+0.43%)$489,600 (+0.43%) Land $97,900 Building $391,700
2025$2,168.00 (+3.14%)
2024$48,750$487,500 Land $97,500 Building $390,000
2023$2,102.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134226573, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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