3711 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 3711 E 2nd St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,407 sqft · built 1955
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Owner Names on File
Last Sale	$59,500 (Feb 2005)
Tax Bill	$257 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23463-000-000`

Property Details

APN / Parcel Number

Primary APN	`23463-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1955
Exterior Material	Other
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Porch	Porch
Porch Area	24 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant

Location & Zoning

Street Address	3711 E 2ND ST
City	PANAMA CITY
State	FL
Zip	32401-5758
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	11 4S 14W-438-118C4- BEG 370' E & 160' N OF CENTER OF SE1/4 TH N 120' E 60' S
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1025
Census Tract	1000

Owner

The current owner of 3711 E 2nd St bought it in February 2005.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Owner Names on File
Mailing Address	1125 ARTISAN DR, COLUMBIA, SC 29229-9396

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2005 · Amount on File
Deed Sale	Feb 17, 2005 · Amount on File
Deed Document Number	2005-012332
Deed Book / Page	2565 / 1449
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	3711 E 2ND ST, PANAMA CITY, FL 32401-5758
Document Number	0042191319
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	US HWY 277 S #120 ABILENE TX 79605, 120, ABILENE, TX 79605

Mortgage

Document Number	0042191319
Date	Feb 6, 2020
Book Page	004219/001319
Instrument	9816

Lender

Name	US SMALL BUSN ADMN
Address	2 N 20TH ST # 320, ABILENE, TX 79605

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3711 E 2nd St was $257.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$257.00	$18,541 Land $18,156 Building $385	$18,541 Land $18,156 Building $385
2023	$346.00 (+9.15%)	$12,453 (+9.89%) Land $12,068 Building $385	$12,453 (+9.89%) Land $12,068 Building $385
2022	$317.00	$11,332 Land $10,947 Building $385	$11,332 Land $10,947 Building $385

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3711 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3711 E 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20