3704 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 3704 E 2nd St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 768 sqft · built 1936
Lot Size0.165 acres (7,187 sqft)
OwnerCompany Name on Record
Last Sale$34,200 (Jan 2010)
Tax Bill$263 (2025)
Flood ZoneZone X (minimal risk)
APN23450-000-000

Property Details

APN / Parcel Number

Primary APN23450-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area768 sqft
Gross Area896 sqft
1st Floor Area768 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1974
Exterior MaterialBaked Enamel
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address3704 E 2ND ST
CityPANAMA CITY
StateFL
Zip32401-5727
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description11 4S 14W-426-118C4-BEG 260 E OF CEN OF SE1/4 TH E 60 N 120 W 60 S 120 TO BEG ORB 554 P 637 ORB 3215 P 2180
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1032
Census Tract1000

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2310 S HIGHWAY 77, 110, LYNN HAVEN, FL 32444-4637
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2010 · Amount on Record
Deed SaleJan 28, 2010 · Amount on Record
Prior SaleMar 15, 2007 · Amount on Record
Deed Document Number20104709
Deed Book / Page3215 / 2180
Prior Transfer DateMar 9, 2007
Prior Transfer Doc0028990552
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$263.00 (-29.87%)$15,335 (+20.81%)$19,055 (+50.12%) Land $18,972 Building $83
2024$375.00 (+7.45%)
2023$349.00 (+9.4%)$12,693 (+10.16%) Land $12,610 Building $83$12,693 (+10.16%) Land $12,610 Building $83
2022$319.00$11,522 Land $11,439 Building $83$11,522 Land $11,439 Building $83

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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