3625 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 3625 E 2nd St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,382 sqft · built 1950
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$2,230 (May 2009)
Tax Bill	$337 (2025)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23458-000-000`

Property Details

APN / Parcel Number

Primary APN	`23458-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,382 sqft
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	3625 E 2ND ST
City	PANAMA CITY
State	FL
Zip	32401-5724
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	11 4S 14W -434- 118C4 BEG 160 N & 90 E OF CEN OF SE1/4 TH E 60 N 170 W 60 TH S 170 TO POB ORB 4012 P 555
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2018
Census Tract	1000

Owner

3625 E 2nd St, residential vacant land, is owned by two individuals who acquired it in May 2018.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4008 E 8TH CT, PANAMA CITY, FL 32404-5922
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2009 · Amount on File
Deed Sale	May 4, 2009 · Amount on File
Deed Document Number	200925156
Deed Book / Page	3149 / 2124
Last Transfer Date	May 29, 2018
Transfer Doc	0040120555
Record Updated	Jun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 29, 2018
Property Address	3625 E 2ND ST, PANAMA CITY, FL 32401-5724
Document Number	0040120555
Book / Page	004012 / 000555
Instrument Date	May 29, 2018
Instrument	31323
Transaction Type	Transfer
Record Updated	Jun 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3625 E 2ND ST

Tax Assessment & Valuation

The 2025 property tax bill for 3625 E 2nd St was $337, down 24.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$337.00 (-24.27%)	$20,090	$23,718 Land $21,216 Building $2,502
2024	$445.00 (+7.49%)
2023	$414.00 (+10.11%)	$16,604 (+8.57%) Land $14,102 Building $2,502	$16,604 (+8.57%) Land $14,102 Building $2,502
2022	$376.00	$15,294 Land $12,792 Building $2,502	$15,294 Land $12,792 Building $2,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3625 E 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3625 E 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20