Franklin County property record for 3709 Oak Grove Rd, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,428 sqft · built 1978 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Aug 2000) |
| Tax Bill | $1,446 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026020 00501 |
| Primary APN | 026020 00501 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 2,428 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 2,080 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,064 sqft |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3709 OAK GROVE RD |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960100 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3709 OAK GROVE RD, DECHERD, TN 37324-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2000 · Amount on Record |
| Deed Sale | Aug 1, 2000 · Amount on Record |
| Deed Document Number | 0000030240 |
| Deed Book / Page | 302 / 40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 3709 OAK GROVE RD, DECHERD, TN 37324-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003461 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | T1220/448 |
| Instrument | 17003461 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, TN 37398 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 3709 OAK GROVE RD, DECHERD, TN 37324-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005567 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | T1341/486 |
| Instrument | 20005567 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2030 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,446.00 (+6.4%) | $72,450 (-) Land $7,450 Building $65,000 | |
| 2023 | $72,450 Land $7,450 Building $65,000 | ||
| 2022 | $1,359.00 | $289,800 Land $29,800 Building $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Point Broadband Fixed Wireless | 10 / 1 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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