3190 Oak Grove Rd, Decherd, TN 37324 Property Records

Franklin County property record for 3190 Oak Grove Rd, Decherd, TN 37324 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,076 sqft · built 2019
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$715 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026020 02301

Property Details

APN / Parcel Number

Primary APN026020 02301
Alternative APN
  • 020 02301

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,076 sqft Living Area
1st Floor Area1,076 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
TerrainRolling
Deck Area24 sqft
Patio Area72 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address3190 OAK GROVE RD
CityDECHERD
StateTN
Zip37324-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: R02
Legal SubdivisionCHARLES SMITH
JurisdictionFRANKLIN TN
Township / Civil Division6
Census Block Group1
Census Block1031
Census Tract960100

Owner

Source: Franklin County records · APN 026020 02301

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3190 OAK GROVE RD, DECHERD, TN 37324-4410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2019
Deed SaleApr 05, 2019
Prior SaleOct 21, 1999 · Amount on Record
Deed Document Number0000435354
Deed Book / PageD0435 / 251
Prior Transfer DateMar 29, 2019
Prior Transfer Doc19001758
Record UpdatedJun 08, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateMar 29, 2019
Property Address3190 OAK GROVE RD, DECHERD, TN 37324-4410
Document Number0019001758
Book / PageD0435 / 251
Instrument DateMar 29, 2019
Instrument19001758
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanySOUTHERN TENNESSEE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$366.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3190 OAK GROVE RD, DECHERD, TN 37324-4410

Mortgage

Document Number0019001759
DateMar 29, 2019
Instrument19001759
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$715.00 (+6.4%)$35,850 (-) Land $4,500 Building $31,350
2023$35,850 Land $4,500 Building $31,350
2022$672.00$143,400 Land $18,000 Building $125,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470519601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Point Broadband Fiber HoldingFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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