3216 Oak Grove Rd, Decherd, TN 37324 Property Records

Franklin County property record for 3216 Oak Grove Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1965
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$204,900 (Aug 2021)
Tax Bill	$698 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026020 00601`

Property Details

APN / Parcel Number

Primary APN	`026020 00601`
Alternative APN	`020 00601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	58,806 sqft (1.35 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	332 sqft
Shed	1 Shed
Shed Area	800 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	3216 OAK GROVE RD
City	DECHERD
State	TN
Zip	37324-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3216 OAK GROVE RD, DECHERD, TN 37324-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jul 1, 2013 · Amount on Record
Deed Document Number	21006826
Deed Book / Page	D0457 / 229
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 2, 2021
Property Address	3216 OAK GROVE RD, DECHERD, TN 37324-4411
Document Number	0021006826
Book / Page	D0457 / 229
Map Reference	MB 582 PG 3
Instrument Date	Jul 30, 2021
Instrument	21006826
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 OAK GROVE RD, DECHERD, TN 37324-4411

Mortgage

Document Number	0021006827
Date	Aug 2, 2021
Instrument	21006827

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	3216 OAK GROVE RD, DECHERD, TN 37324-4411
Document Number	0000006664
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 OAK GROVE RD DECHERD TN 373244411, DECHERD, TN 37324-4411

Mortgage

Document Number	0000006664
Date	Oct 28, 2019
Book Page	001304/000748
Instrument	6664

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+6.4%)	$35,000 (-) Land $5,500 Building $29,500
2023		$35,000 Land $5,500 Building $29,500
2022	$656.00		$140,000 Land $22,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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