Monroe County property record for 3709 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,466 sqft · built 1965 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2021) |
| Tax Bill | $5,041 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-15-300-003-000 |
| Primary APN | 10-15-300-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,466 sqft |
| Unfinished Basement | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 99 sqft |
| Patio Area | 362 sqft |
| Cooling System | Central |
|---|
| Street Address | 3709 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 17 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 600501 |
3709 Kk Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3709 KK RD, WATERLOO, IL 62298-6509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Deed Document Number | 2021419250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 20, 2021 |
| Property Address | 3709 KK RD, WATERLOO, IL 62298-6509 |
| Document Number | 0000419250 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 419250 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3709 KK RD, WATERLOO, IL 62298-6509 |
| Document Number | 0000419251 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 419251 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3709 Kk Rd was $5,041, up 6.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,041.00 (+6.19%) Homeowner's exemption | $90,420 Land $15,860 Building $74,560 | $271,260 Land $47,580 Building $223,680 |
| 2024 | $4,747.00 | ||
| 2022 | Additional exemption filed | $82,920 Land $15,860 Building $67,060 | $248,760 Land $47,580 Building $201,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3709 Kk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3709 Kk Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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