3619 Kk Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3619 Kk Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,560 sqft · built 1991
Lot Size	12 acres (523,591 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2018)
Tax Bill	$73 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-15-300-005-000`

Property Details

APN / Parcel Number

Primary APN	`10-15-300-005-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Building Perimeter
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Foundation Type	Raised
Lot Area	523,591 sqft (12 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	3,928 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	337 sqft
Porch	Slab
Porch Area	320 sqft
Deck Area	196 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3619 KK RD
City	WATERLOO
State	IL
Zip	62298-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SW SW
Legal Range	10W
Legal Township	03S
Legal Section	15
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1070
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3619 KK RD, WATERLOO, IL 62298-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Oct 30, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2018398498
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3619 KK RD, WATERLOO, IL 62298-6507
Document Number	0000404182
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 KK RD WATERLOO IL 622986507, WATERLOO, IL 62298-6507

Mortgage

Document Number	0000404182
Date	Oct 15, 2019
Instrument	404182

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Oct 30, 2018
Property Address	3619 KK RD, WATERLOO, IL 62298-6507
Document Number	0000398498
Instrument Date	Oct 26, 2018
Instrument	398498
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3619 KK RD WATERLOO IL 622986507, WATERLOO, IL 62298-6507

Mortgage

Document Number	398499
Date	Oct 30, 2018
Instrument	398499

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00 (+14.06%) Homeowner's exemption Disabled Person's exemption	$120,720 (+12.15%) Land $21,630 Building $99,090	$362,160 (-0.71%) Land $64,890 Building $297,270
2024	$64.00		$364,758 (+12.96%) Land $67,824 Building $296,934
2022	Disabled Person's exemption Additional exemption filed	$107,640 Land $21,170 Building $86,470	$322,920 Land $63,510 Building $259,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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