Monroe County property record for 3948 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 892 sqft · built 1883 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,272 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-200-003-000 |
| Primary APN | 10-22-200-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 892 sqft Building Perimeter |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 60 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,969,600 sqft (160 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3948 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | E/2 NE & E/2 SE 0210619 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 22 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600501 |
3948 Kk Rd is held in a trust since November 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 230, WATERLOO, IL 62298-0230 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2022 |
| Transfer Doc | 0000426965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 15, 2022 |
| Property Address | 3948 KK RD, WATERLOO, IL 62298-6512 |
| Document Number | 0000426965 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 426965 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 230, WATERLOO, IL 62298-0230 |
The 2025 property tax bill for 3948 Kk Rd was $6,272.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,272.00 | $107,581 Land $66,801 Building $40,780 | $322,743 (+6.49%) Land $200,403 Building $122,340 |
| 2024 | $6,272.00 | $303,069 Land $182,091 Building $120,978 | |
| 2022 | $76,405 Land $48,195 Building $28,210 | $229,215 Land $144,585 Building $84,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3948 Kk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3948 Kk Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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