3709 E Sterling Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 3709 E Sterling Ave, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,743 sqft · built 2003
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$1,082,500 (Jul 2021)
Tax Bill	$9,492 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-35135-31`

Property Details

APN / Parcel Number

Primary APN	`014-35135-31`
Alternative APN	`53-08-23-401-035.000-008`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	4,743 sqft Living Area
1st Floor Area	4,743 sqft
Basement Area	2,484 sqft
Finished Basement	2,484 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Construction Type	Brick
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	933 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-35135-31
Street Address	3709 E STERLING AVE
City	BLOOMINGTON
State	IN
Zip	47401-7828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	STERLING WOODS LOT 31
Legal Subdivision	STERLING WOODS SUBDIVISION
Legal Lot Number	31
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1002
Census Tract	1501

Owner

Source: Monroe County assessment roll, APN 014-35135-31, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3709 E STERLING AVE, BLOOMINGTON, IN 47401-7828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Mar 03, 2006 · Amount on Record
Deed Document Number	202113165
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 09, 2021
Property Address	3709 E STERLING AVE, BLOOMINGTON, IN 47401-7828
Document Number	2021013165
Map Reference	CAB C ENV 244
Instrument Date	Jul 07, 2021
Instrument	2021013165
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3709 E STERLING AVE, BLOOMINGTON, IN 47401-7828

Mortgage

Document Number	2021013166
Date	Jul 09, 2021
Instrument	2021013166

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,492.00 (-12.47%)	$1,144,700 (-3.38%) Land $162,100 Building $982,600	$1,144,700 (-3.38%) Land $162,100 Building $982,600
2024	$10,844.00 (+8.82%)
2023		$1,184,700 (+10.94%) Land $162,100 Building $1,022,600	$1,184,700 (+10.94%) Land $162,100 Building $1,022,600
2022	$9,965.00	$1,067,900 Land $141,000 Building $926,900	$1,067,900 Land $141,000 Building $926,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 40 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Holding Company Fiber	1,000 / 1,000