Monroe County property record for 3685 E Sterling Ave, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 6,618 sqft · built 2000 |
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,100 (Aug 2017) |
| Tax Bill | $10,021 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-35135-28 |
| Primary APN | 014-35135-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 6,618 sqft Living Area |
| 1st Floor Area | 6,618 sqft |
| Basement Area | 1,920 sqft |
| Finished Basement | 1,190 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 331,056 sqft (7.6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 014-35135-28 |
|---|---|
| Street Address | 3685 E STERLING AVE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | 014-35135-28 STERLING WOODS LOT 28 |
| Legal Subdivision | STERLING WOODS SUB |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1501 |
Source: Monroe County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | May 24, 2006 · Amount on Record |
| Deed Document Number | 201710656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Document Number | 2021022866 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021022866 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021006188 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021006188 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Document Number | 2021007712 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021007712 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020000600 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020000600 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019012173 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019012173 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017012245 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2017012245 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | Fort Wayne, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 1, 2017 |
| Property Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Document Number | 2017010656 |
| Map Reference | PL CAB C ENV 244 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017010656 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3685 E STERLING AVE, BLOOMINGTON, IN 47401-7826 |
| Document Number | 2017010657 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017010657 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Number | 2017010658 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017010658 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jul 27, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,021.00 (-7.59%) | $1,075,000 (-1.36%) Land $313,900 Building $761,100 | $1,075,000 (-1.36%) Land $313,900 Building $761,100 |
| 2024 | $10,844.00 (+10.43%) | ||
| 2023 | $1,089,800 (+11.65%) Land $313,900 Building $775,900 | $1,089,800 (+11.65%) Land $313,900 Building $775,900 | |
| 2022 | $9,820.00 | $976,100 Land $273,000 Building $703,100 | $976,100 Land $273,000 Building $703,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
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