3732 E Sterling Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 3732 E Sterling Ave, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,100 sqft · built 2009
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on File
Last Sale	$1,230,000 (Dec 2022)
Tax Bill	$10,872 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-35136-12`

Property Details

APN / Parcel Number

Primary APN	`014-35136-12`
Alternative APN	`53-08-23-401-063.000-008`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,100 sqft Living Area
1st Floor Area	4,100 sqft
Basement Area	2,753 sqft
Finished Basement	2,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Stone
Roof Material	Asphalt
Lot Area	108,029 sqft (2.48 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,431 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-35136-12
Street Address	3732 E STERLING AVE
City	BLOOMINGTON
State	IN
Zip	47401-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	STERLING WOODS LOT 112A-3
Legal Subdivision	STERLING WOODS SUB
Legal Lot Number	112
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1002
Census Tract	1501

Owner

Source: Monroe County records · APN 014-35136-12

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 02, 2022	Deed, Transfer
Oct 18, 2017	Warranty Deed, Transfer
Aug 02, 2017	Warranty Deed, Transfer · ARM RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2022 · Amount on Record
Deed Sale	Dec 02, 2022 · Amount on Record
Prior Sale	Aug 02, 2017 · Amount on Record
Deed Document Number	202247917
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	2017014790
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017013408
Date	Sep 22, 2017
Instrument	2017013408

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Dec 02, 2022
Property Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827
Document Number	2022017066
Map Reference	DOC 2002001495
Instrument Date	Nov 28, 2022
Instrument	2022017066
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 18, 2017
Property Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827
Document Number	2017014790
Map Reference	CAB C ENV 303
Instrument Date	Oct 17, 2017
Instrument	2017014790
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 02, 2017
Property Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827
Document Number	2017010810
Map Reference	PL CAB C ENV 303 DOC
Instrument Date	Jul 28, 2017
Instrument	2017010810
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 E STERLING AVE, BLOOMINGTON, IN 47401-7827

Mortgage

Document Number	2017010822
Date	Aug 02, 2017
Instrument	2017010822

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,872.00 (+2.12%)	$1,303,700 (+11.1%) Land $228,800 Building $1,074,900	$1,303,700 (+11.1%) Land $228,800 Building $1,074,900
2024	$10,646.00 (+9.25%)
2023		$1,173,500 (+10.99%) Land $228,800 Building $944,700	$1,173,500 (+10.99%) Land $228,800 Building $944,700
2022	$9,745.00	$1,057,300 Land $199,000 Building $858,300	$1,057,300 Land $199,000 Building $858,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Holding Company Fiber	1,000 / 1,000

Based on FCC filings for 40 locations within half a mile of this property.

Nearby Properties on E Sterling Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures