3705 Bay Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3705 Bay Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,136 sqft · built 1984
Lot Size	0.032 acres (1,437 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2022)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0926300610000A0250`

Property Details

APN / Parcel Number

Primary APN	`0926300610000A0250`
Alternative APN	`83322`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,136 sqft Heated Area
Gross Area	1,426 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,437 sqft (0.032 acres)
Lot Dimensions	56 ft deep x 25 ft wide
Porch	Enclosed Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83322
Street Address	3705 BAY CT
City	SAINT CLOUD
State	FL
Zip	34769-5931
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 25
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINE LAKE VILLAS
Legal Tract	610
Legal Block	A
Legal Lot Number	25
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 0926300610000A0250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12 WHITELEYS WAY, CHATHAM, MA 02633-3001
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Jan 07, 2003
Deed Document Number	2022079276
Deed Book / Page	6217 / 1052
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 19, 2022
Property Address	3705 BAY CT, SAINT CLOUD, FL 34769-5931
Document Number	0062171052
Book / Page	6217 / 1052
Map Reference	MB 4 PG 62
Instrument Date	May 18, 2022
Instrument	2022079276
Transaction Type	Transfer
Record Updated	Jun 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 WILLIAM CARDINAL OCONNELL WAY, 60, BOSTON, MA 02114-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 PILGRIM LAKE TER, ORLEANS, MA 02653-4300

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (-0.87%)	$191,200 (-0.26%) Land $25,000 Building $166,200	$191,200 (-0.26%) Land $25,000 Building $166,200
2023	$3,456.00 (+71.68%)	$191,700 (+37.12%) Land $14,900 Building $176,800	$191,700 (+37.12%) Land $14,900 Building $176,800
2022	$2,013.00	$139,800 Land $14,900 Building $124,900	$139,800 Land $14,900 Building $124,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.