Osceola County property record for 3700 Bay Ct, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,084 sqft · built 1984 |
| Lot Size | 0.032 acres (1,393 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jul 2014) |
| Tax Bill | $403 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0610-000A-0220 |
| Primary APN | 09-26-30-0610-000A-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 1,084 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,393 sqft (0.032 acres) |
| Lot Dimensions | 54 ft deep x 25 ft wide |
| Porch | Florida Room |
| Porch Area | 266 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3700 BAY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 22 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE LAKE VILLAS |
| Legal Tract | 610 |
| Legal Block | A |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0610-000A-0220
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3700 BAY CT, 37, SAINT CLOUD, FL 34769-5931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2014 · Amount on Record |
| Deed Sale | Jul 10, 2014 · Amount on Record |
| Prior Sale | Aug 23, 2005 · Amount on Record |
| Deed Document Number | 201497494 |
| Deed Book / Page | 4634 / 1183 |
| Prior Transfer Date | Oct 28, 2002 |
| Prior Transfer Doc | 2138001185 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 (+2.28%) Homeowner's exemption Widower's exemption | $57,842 (+5.99%) | $182,400 (+0.05%) Land $25,000 Building $157,400 |
| 2024 | $394.00 (+1.29%) | ||
| 2023 | $389.00 Homeowner's exemption Widower's exemption | $54,575 | $182,300 Land $14,900 Building $167,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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