3704 Bay Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3704 Bay Ct, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1984
Square Footage	1,084 sqft Living Area
Lot Size	1,350 sqft (0.031 acres)
Last Sale	$210,000 (2025)
Tax Bill	$421.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0610-000A-0210`
Alternative APNs	`2630090610000A0210` `83318`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,084 sqft Living Area
Gross Area	1,350 sqft Gross Area
1st Floor Area	1,084 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	54 ft deep x 25 ft wide
Porch	Finished Vinyl Porch
Porch Area	266 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3704 BAY CT
City	SAINT CLOUD
State	FL
Zip	34769-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 21
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	PINE LAKE VILLAS
Legal Tract	610
Legal Block	A
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 09-26-30-0610-000A-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1732 LEATHERBACK LN, SAINT CLOUD, FL 34771-7550
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Aug 02, 1996
Deed Document Number	2025105971
Deed Book / Page	6839 / 2852
Prior Transfer Date	Dec 08, 2010
Prior Transfer Doc	0040752773
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00 (+2.38%)	$63,179 (+5.99%)	$184,100 (-) Land $25,000 Building $159,100
2024	$421.00 (+0.96%)
2023	$417.00 (-14.55%) Homeowner's exemption Widower's exemption	$59,611 (+3%)	$184,100 (+36.88%) Land $14,900 Building $169,200
2022	$488.00 Homeowner's exemption Widower's exemption	$57,875	$134,500 Land $14,900 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.