3702 Marthas Chapel Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3702 Marthas Chapel Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,232 sqft · built 1996
Lot Size	3.37 acres (146,797 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2024)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123 105.02`

Property Details

APN / Parcel Number

Primary APN	`123 105.02`
Alternative APNs	`123 10502 000` `65928`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	146,797 sqft (3.37 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	1,836 sqft
Pool Area	27 sqft
Porch	Open Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3702 MARTHAS CHAPEL RD
City	CUNNINGHAM
State	TN
Zip	37052-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TENANTS BY THE ENTIRETY SELL-OFF FROM 132-8 T-97;DELETED PATIO,P/U OPF T-02 P/U UTLB & SPF T-05; AC INC W/ADD OF 123-105.01
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3022
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3702 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTERA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	20241483792
Deed Book / Page	2416 / 2930
Prior Transfer Date	Dec 12, 2024
Prior Transfer Doc	02416/2926
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3702 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5121
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02046/1478
Date	Jan 4, 2021
Book Page	2046/1478
Instrument	1293413

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3702 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5121
Document Number	0001198468
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 MARTHAS CHAPEL RD CUNNINGHAM TN 370525121, CUNNINGHAM, TN 37052-5121

Mortgage

Document Number	0001198468
Date	Mar 4, 2019
Book Page	001866/000800
Instrument	1198468

Lender

Name	FORTERA CU
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 3, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00	$103,600 (-)	$414,400 (-) Land $92,300 Building $322,100
2024	$2,176.00 (+14.59%)	$103,600 (+63.15%)	$414,400 (+63.15%) Land $92,300 Building $322,100
2023	$1,899.00	$63,500 (-)
2022	$1,899.00	$63,500	$254,000 Land $39,700 Building $214,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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