Montgomery County property record for 3575 Marthas Chapel Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 1992 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Jul 2018) |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 66.02 |
| Primary APN | 123 66.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 678 sqft |
| Finished Basement | 678 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,680 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Utility Building | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3575 MARTHAS CHAPEL RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | CHANGED YR BUILT TO 1992 T-94;CORRECT QUAL CALLS T-06. |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 101702 |
3575 Marthas Chapel Rd is owned and occupied by an individual who bought it in July 2018.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jul 3, 2018 | Warranty Deed, Transfer · FHA Mortgage F & M BANK |
| Jul 3, 2017 | Warranty Deed, Transfer · VA Mortgage F & M BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 20181171097 |
| Deed Book / Page | 1822 / 733 |
| Transfer Doc | 909910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2120/2529 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 2120/2529 |
| Instrument | 1330687 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 3, 2018 |
| Property Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Document Number | 1822/733 |
| Book / Page | 1822 / 733 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 1171097 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Document Number | 0001171098 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 1822/736 |
| Instrument | 1171098 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 3, 2017 |
| Property Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Document Number | 1751/1371 |
| Book / Page | 1751 / 1371 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 1127967 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3575 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120 |
| Document Number | 0001127968 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 1751/1374 |
| Instrument | 1127968 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 3575 Marthas Chapel Rd was $1,851.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,851.00 | $88,125 (-) | $352,500 (-) Land $63,100 Building $289,400 |
| 2024 | $1,851.00 (+13%) | $88,125 (+60.89%) | $352,500 Land $63,100 Building $289,400 |
| 2023 | $1,638.00 | $54,775 (-) | |
| 2022 | $1,638.00 | $54,775 | $219,100 Land $34,800 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3575 Marthas Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3575 Marthas Chapel Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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