3545 Marthas Chapel Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3545 Marthas Chapel Rd, Cunningham, TN 37052

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,860 sqft · built 1989
Lot Size1.55 acres (67,518 sqft)
OwnerIndividual Name on File
Tax Bill$1,885 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN123 67.01

Property Details

APN / Parcel Number

Primary APN123 67.01
Alternative APNs
  • 123 06701 000
  • 65873

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,860 sqft Living Area
Gross Area3,848 sqft
1st Floor Area1,860 sqft
Basement Area1,860 sqft
Unfinished Basement1,860 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,518 sqft (1.55 acres)
TerrainLow

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area56 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3545 MARTHAS CHAPEL RD
CityCUNNINGHAM
StateTN
Zip37052-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionDH P/U WDDK & SLAB T-99
JurisdictionMONTGOMERY TN
Township / Civil Division4
Census Block Group1
Census Block1002
Census Tract101702

Owner

3545 Marthas Chapel Rd is owned and occupied by an individual.

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3545 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address3545 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001140456
DateOct 18, 2017
Book Page1771/2603
Instrument1140456
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Marthas Chapel Rd was $1,885, down 29.8% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,885.00 (-29.77%)$89,775 (-)$359,100 (-) Land $74,900 Building $284,200
2024$2,684.00 (+76.93%)$89,775 (+76.98%)$359,100 Land $74,900 Building $284,200
2023$1,517.00$50,725 (-)
2022$1,517.00$50,725$202,900 Land $35,900 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Marthas Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Marthas Chapel Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUNNINGHAM UTILITY DISTRICT
serves 16,068 people · EPA ID TN0000167
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cumberland Connect
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Marthas Chapel Rd

Nearby Streets

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