3701 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 3701 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,435 sqft · built 1970
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,095,000 (Mar 2025)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Mortgage + 3 more
APN	`07042-14-001-000`

Property Details

APN / Parcel Number

Primary APN	`07042-14-001-000`
Alternative APNs	`670504214001` `162057874`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Basement Area	556 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Architectural Style	Tri-Level
Exterior Material	Brick
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Attached
Garage Area	489 sqft

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed/Unfinished Frame Porch
Porch Area	1,550 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3701 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	LOT 1 BLK 2 PARK VISTA FILING NO 2
Legal Subdivision	PARK VISTA FILING NO 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3001
Census Tract	6816

Owner

3701 S Spruce St is owned and occupied by two individuals who acquired it in June 2025.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 6, 2025	Beneficiary Deed, Transfer
Mar 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 16, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage MERCHANTS MORTGAGE & TRUST CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	202518019
Last Transfer Date	Jun 3, 2025
Transfer Doc	0000054819
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Apr 6, 2026
Property Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Document Number	0000036402
Instrument Date	Mar 23, 2026
Instrument	202636402
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 S SPRUCE ST, DENVER, CO 80237-2148

Mortgage

Document Number	0000036402,
Date	Apr 6, 2026
Instrument	202636402

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BUELL MANSION PKWY, CHERRY HILLS, CO 80113-4100

Mortgage

Document Number	0000072321
Date	May 31, 2022
Instrument	2022072321

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

June 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DENVER CO
Recording Date	Jun 6, 2025
Property Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Document Number	0000054819
Instrument Date	Jun 3, 2025
Instrument	2025054819
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3701 S SPRUCE ST, DENVER, CO 80237-2148

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 3, 2025
Property Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Document Number	0000018019
Instrument Date	Feb 27, 2025
Instrument	2025018019
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CLOSING CONNECTION INC, CLOSING CONNECTION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	VA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 S SPRUCE ST, DENVER, CO 80237-2148

Mortgage

Document Number	0000018020
Date	Mar 3, 2025
Instrument	2025018020

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 16, 2021
Property Address	3701 S SPRUCE ST, DENVER, CO 80237-2148
Document Number	0000047036
Instrument Date	Mar 12, 2021
Instrument	2021047036
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 S SPRUCE ST, DENVER, CO 80237-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 E DRCHARD E #100 # 100, 100, GREENWOOD VILLAGE, CO 80111

Mortgage

Document Number	0000047037
Date	Mar 16, 2021
Instrument	2021047037

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3701 S Spruce St was $3,751, up 0.7% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00 (+0.73%)	$49,040 (+4.27%) Land $10,060 Building $10,060	$695,600 Land $142,700 Building $552,900
2024	$3,724.00 (+2.2%)	$47,030 (-) Land $5,880 Building $41,150
2023	$3,644.00	$47,030 (+25.68%) Land $5,880 Building $41,150	$756,900 (+40.58%) Land $142,700 Building $614,200
2022		$37,420 Land $9,920 Building $27,500	$538,400 Land $142,700 Building $395,700
2021	$2,872.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3701 S Spruce St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3701 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on S Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures