3692 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 3692 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,935 sqft · built 1976
Lot Size	0.189 acres (8,250 sqft)
Owner	Trust Name on File
Last Sale	$245,000 (Aug 2001)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Sep 2019 Transfer Sep 2019 Line of Credit + 3 more
APN	`07042-15-012-000`

Property Details

APN / Parcel Number

Primary APN	`07042-15-012-000`
Alternative APNs	`670504215012` `162058234`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,935 sqft Living Area
1st Floor Area	981 sqft
Basement Area	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	429 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed Frame Porch
Porch Area	898 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3692 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	LOT 12 BLOCK 3 PINE RIDGE ESTATES
Legal Subdivision	BLOCK 3 PINE RIDGE EST
Legal Block	3
Legal Lot Number	12
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1027
Census Tract	6815

Owner

3692 S Spruce St is owner-occupied and held in a trust since September 2019.

Source: Denver City records, as of May 29, 2026

Owner of Record	Trust Name on File
Mailing Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Quit Claim Deed, Transfer · Line of Credit RED ROCKS CU
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2001 · Amount on File
Deed Sale	Aug 24, 2001 · Amount on File
Deed Document Number	2001143600
Last Transfer Date	Sep 10, 2019
Transfer Doc	0000131371
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Sep 24, 2019
Property Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000131371
Instrument Date	Sep 10, 2019
Instrument	131371
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3692 S SPRUCE ST DENVER CO 802371358, DENVER, CO 80237-1358

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Sep 24, 2019
Property Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000131369
Instrument Date	Sep 10, 2019
Instrument	131369
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 S SPRUCE ST DENVER CO 802371358, DENVER, CO 80237-1358

Mortgage

Document Number	131370
Date	Sep 24, 2019
Instrument	131370

Lender

Name	RED ROCKS CU
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 23, 2044

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jan 25, 2018
Property Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000009915
Instrument Date	Jan 19, 2018
Instrument	9915
Transaction Type	Transfer
Record Updated	Feb 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3692 S SPRUCE ST DENVER CO 802371358, DENVER, CO 80237-1358

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Sep 20, 2017
Property Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000124035
Instrument Date	Sep 18, 2017
Instrument	124035
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3692 S SPRUCE ST DENVER CO 802371358, DENVER, CO 80237-1358

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jan 25, 2018
Property Address	3692 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000009913
Instrument Date	Sep 15, 2017
Instrument	2018009913
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 S SPRUCE ST, DENVER, CO 80237-1358

Mortgage

Document Number	0000009914
Date	Jan 25, 2018
Instrument	2018009914

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3692 S Spruce St was $3,439.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00	$44,950 Land $9,740 Building $9,740	$637,700 Land $138,200 Building $499,500
2023	$3,242.00	$41,850 (+21.16%) Land $5,570 Building $36,280	$679,700 (+36.73%) Land $138,200 Building $541,500
2022		$34,540 Land $9,600 Building $24,940	$497,100 Land $138,200 Building $358,900
2021	$2,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3692 S Spruce St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3692 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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