3672 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 3672 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,950 sqft · built 1969
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Jan 2021)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Line of Credit + 4 more
APN	`07042-15-011-000`

Property Details

APN / Parcel Number

Primary APN	`07042-15-011-000`
Alternative APNs	`670504215011` `162058226`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	1,318 sqft
1st Floor Area	1,318 sqft
Basement Area	632 sqft
Finished Basement	632 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2020
Architectural Style	Tri-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Other
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	508 sqft
Porch	Open Frame Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3672 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	LOT 11 BLOCK 3 PINE RIDGE ESTATES
Legal Subdivision	BLOCK 3 PINE RIDGE EST
Legal Tract	S
Legal Block	3
Legal Lot Number	11
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1027
Census Tract	6815

Owner

3672 S Spruce St is owned and occupied by an individual who acquired it in February 2023.

Source: Denver City records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Feb 17, 2023	Quit Claim Deed, Transfer · Line of Credit BELLCO CU
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 7, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE
Aug 13, 2020	Grant Deed, Transfer · Conventional with PMI NATLEND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	20218690
Last Transfer Date	Feb 13, 2023
Transfer Doc	0000013603
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Aug 25, 2026
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000099346
Instrument Date	Aug 18, 2026
Instrument	202699346
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3672 S SPRUCE ST, DENVER, CO 80237-1358

Mortgage

Document Number	0000099346,
Date	Aug 25, 2026
Instrument	202699346

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016919
Date	Mar 1, 2023
Instrument	2023016919

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Feb 17, 2023
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000013603
Instrument Date	Feb 13, 2023
Instrument	2023013603
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3672 S SPRUCE ST, DENVER, CO 80237-1358

Mortgage

Document Number	0000016919
Date	Feb 17, 2023
Instrument	2023016919

Lender

Name	BELLCO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 19, 2021
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000008690
Instrument Date	Jan 8, 2021
Instrument	2021008690
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3672 S SPRUCE ST, DENVER, CO 80237-1358

Mortgage

Document Number	0000008691
Date	Jan 19, 2021
Instrument	2021008691

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENVER CO
Recording Date	Aug 7, 2020
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000121072
Instrument Date	Jul 31, 2020
Instrument	121072
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 S COLORADO BOULEVARD 1-1300 DENVER CO 80222, DENVER, CO 80222
Investor	Possibly a Property Investor

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENVER CO
Recording Date	Aug 13, 2020
Property Address	3672 S SPRUCE ST, DENVER, CO 80237-1358
Document Number	0000126450
Instrument Date	Jul 31, 2020
Instrument	126450
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3474 S CIMARRON WAY AURORA CO 800143912, AURORA, CO 80014-3912

Mortgage

Document Number	124351
Date	Aug 13, 2020
Instrument	124351

Lender

Name	NATLEND LLC
Address	5910 S UNIVERSITY BOULEVARD C-18-22, GREENWOOD VILLAGE, CO 80121

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3672 S Spruce St was $4,397.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,397.00	$57,480 Land $9,040 Building $9,040	$815,300 Land $128,200 Building $687,100
2023	$4,174.00	$53,880 (+28.19%) Land $4,900 Building $48,980	$859,200 (+42.09%) Land $128,200 Building $731,000
2022		$42,030 Land $8,910 Building $33,120	$604,700 Land $128,200 Building $476,500
2021	$2,648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3672 S Spruce St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3672 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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