3701 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3701 Ricky Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,889 sqft · built 2016
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$230,800 (Jul 2016)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`153726`

Property Details

APN / Parcel Number

Primary APN	`153726`
Alternative APN	`262630006800012550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Heated Area
Gross Area	2,522 sqft
1st Floor Area	1,889 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	250 sqft
Porch	Open Porch
Porch Area	192 sqft
Deck Area	750 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153726
Street Address	3701 RICKY LN
City	SAINT CLOUD
State	FL
Zip	34772-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 255
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISTOL COVE AT DEER CREEK PHASE 1 - 3
Legal Phase	2
Legal Tract	68
Legal Block	1
Legal Lot Number	255 34
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records · APN 153726

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3701 RICKY LN, SAINT CLOUD, FL 34772-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2016110176
Deed Book / Page	4995 / 0555
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3701 RICKY LN, SAINT CLOUD, FL 34772-8262
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 RICKY LN, SAINT CLOUD, FL 34772-8262

Mortgage

Document Number	0061142632
Date	Dec 27, 2021
Book Page	6114/2632
Instrument	2021198407

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (+6.37%) Homeowner's exemption	$223,099 (+5.99%)	$345,800 (-2.65%) Land $70,000 Building $275,800
2023	$3,032.00 (+3.73%) Homeowner's exemption	$210,498 (+3%)	$355,200 (+23.38%) Land $65,000 Building $290,200
2022	$2,923.00 Homeowner's exemption	$204,367	$287,900 Land $55,000 Building $232,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 242 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.