Osceola County property record for 3699 Ricky Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,707 sqft · built 2016 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $5,589 (2025) |
| Deeds & Mortgages | Oct 2019 Sale Apr 2019 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 26-26-30-0068-0001-2560 |
| Primary APN | 26-26-30-0068-0001-2560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 1,707 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 126 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3699 RICKY LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 256 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 68 |
| Legal Block | 2560 |
| Legal Lot Number | 256 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 8, 2019 | Special Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 23, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Nov 18, 2016 · Amount on Record |
| Deed Document Number | 201951223 |
| Deed Book / Page | 5511 / 2339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 3699 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0056021714 |
| Book / Page | 5602 / 1714 |
| Map Reference | MB 20 PG 37-40 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 2019130093 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 3699 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0055112339 |
| Book / Page | 005511 / 002339 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 51223 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,589.00 (+6.6%) | $317,800 (-2.9%) Land $70,000 Building $247,800 | $317,800 (-2.9%) Land $70,000 Building $247,800 |
| 2024 | $5,243.00 (+4.76%) | ||
| 2023 | $5,005.00 (+14.98%) | $327,300 (+25.35%) Land $65,000 Building $262,300 | $327,300 (+25.35%) Land $65,000 Building $262,300 |
| 2022 | $4,353.00 | $261,100 Land $55,000 Building $206,100 | $261,100 Land $55,000 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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