Osceola County property record for 3691 Ricky Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,695 sqft Heated Area |
| Lot Size | 7,928 sqft (0.182 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2020) |
| Tax Bill | $3,505.00 (2025) |
| Primary APN | 141209 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,695 sqft Heated Area |
| Gross Area | 2,306 sqft Gross Area |
| 1st Floor | 1,695 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,928 sqft (0.182 acres) |
| Depth X Width | 127 ft x 63 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Pool Area | 198 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 372 sqft Deck |
| Porch | Open Porch |
| Porch Area | 171 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 141209 |
|---|---|
| Street Address | 3691 RICKY LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 260 LYING IN 27 & 34-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PHASE 1 - 3 |
| Legal Phase | 1 |
| Legal Tract | 53 |
| Legal Block | 1 |
| Legal Lot Number | 260 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records · APN 141209
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 24, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Dec 22, 2016 · Amount on Record |
| Deed Doc Number | 2020026698 |
| Deed Book / Page | 5679 / 1345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0060922237 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 6092/2237 |
| Instrument | 2021181575 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0057731882 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 5773/1882 |
| Instrument | 2020106614 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2020 |
| Property Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0056791345 |
| Book / Page | 5679 / 1345 |
| Map Reference | MB 18 PG 31 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020026698 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1424 SUMTER LN, 1424, MELBOURNE, FL 32904-8739 |
| Name | Verified Name |
|---|---|
| Address | 3691 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0056791347 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 5679/1347 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,505.00 (+6.31%) Homeowner's exemption | $238,703 (+5.99%) | $314,900 (-2.66%) Land $70,000 Building $244,900 |
| 2023 | $3,297.00 (+3.65%) Homeowner's exemption | $225,220 (+3%) | $323,500 (+23.85%) Land $65,000 Building $258,500 |
| 2022 | $3,181.00 Homeowner's exemption | $218,661 | $261,200 Land $55,000 Building $206,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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