3700 Cincinnati Rd, Georgetown, KY 40324 Property Records

Scott County property record for 3700 Cincinnati Rd, Georgetown, KY 40324

Property Summary

Property Type	Rural Home
Details	4,200 sqft · built 2020
Lot Size	40.8 acres (1,780,167 sqft)
Owner	2 Individual Names on File
Last Sale	$270,390 (Aug 2021)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`130-00-072.000`

Property Details

APN / Parcel Number

Primary APN	`130-00-072.000`

Interior

Building Area	4,200 sqft Building Perimeter

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	1,780,167 sqft (40.8 acres)

Location & Zoning

Street Address	3700 CINCINNATI RD
City	GEORGETOWN
State	KY
Zip	40324-8978
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FARM
Legal Subdivision	WESTWOODS SUBDIVISION
Legal Phase	2
Legal Lot Number	80
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2002
Census Tract	40502

Owner

3700 Cincinnati Rd, a rural home, is owned and occupied by two individuals who bought it in August 2021.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3700 CINCINNATI RD, GEORGETOWN, KY 40324-8978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit SPRINGFIELD STATE BANK
Jan 29, 2020	Deed, Construction Loan · Construction Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Feb 12, 2021 · Amount on File
Deed Document Number	2021440710
Deed Book / Page	45 / 322
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	3700 CINCINNATI RD, GEORGETOWN, KY 40324-8978
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 CINCINNATI RD, GEORGETOWN, KY 40324-8978

Mortgage

Document Number	00M1641/86
Date	Sep 27, 2021
Book Page	M1641/86
Instrument	442953

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2051

January 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 29, 2020
Property Address	3700 CINCINNATI RD, GEORGETOWN, KY 40324-8978
Document Number	00D411/878
Book / Page	D411 / 878
Map Reference	CAB 11 SL 376
Instrument Date	Jan 27, 2020
Instrument	411210
Transaction Type	Construction Loan
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Tax	$208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 FALLS CREEK DR, 64, GEORGETOWN, KY 40324-7009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	132 SAINT ANDREWS WAY, GEORGETOWN, KY 40324-8685

Mortgage

Document Number	0000411211
Date	Jan 29, 2020
Instrument	411211

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 27, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3700 Cincinnati Rd was $3,507.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,400 (-30.43%) Land $17,600 Building $388,800	$765,800 (+31.09%) Land $377,000 Building $388,800
2025	$3,507.00	$584,200	$584,200
2023	$2,879.00	$317,567 Land $17,567 Building $300,000	$508,000 Land $208,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3700 Cincinnati Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3700 Cincinnati Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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