Scott County property record for 3854 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,156 sqft · built 1999 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Company Name on File |
| Last Sale | $387,000 (Aug 2023) |
| Tax Bill | $2,485 (2025) |
| Deeds & Mortgages | Jul 2005 Mortgage Feb 2011 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-00-020.000 |
| Primary APN | 129-00-020.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Basement Area | 2,156 sqft |
| Unfinished Basement | 2,156 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Mixed |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3854 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | JOHNSON PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40502 |
3854 Cincinnati Rd is owned by a company that acquired it in December 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3854 CINCINNATI RD, GEORGETOWN, KY 40324-8979 |
| Owner Type | Company |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 8, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 5, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Deed Document Number | 2023478465 |
| Deed Book / Page | 443 / 708 |
| Last Transfer Date | Dec 11, 2025 |
| Transfer Doc | 00D463/724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3854 CINCINNATI RD, GEORGETOWN, KY 40324-8979 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M734/574 |
|---|---|
| Date | Jul 28, 2005 |
| Book Page | M734/574 |
| Instrument | 131176 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3854 CINCINNATI RD, GEORGETOWN, KY 40324-8979 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | LSI-LPS, LSI LPS |
| Name | Verified Name |
|---|
| Document Number | 0M1024/257 |
|---|---|
| Date | Feb 8, 2011 |
| Book Page | M1024/257 |
| Instrument | 208057 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 5, 2026 |
| Property Address | 3854 CINCINNATI RD, GEORGETOWN, KY 40324-8979 |
| Document Number | 00D463/724 |
| Book / Page | D463 / 724 |
| Map Reference | SL 1963 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 572034 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | STEWART |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 TENNYSON CIR, GEORGETOWN, KY 40324-2312 |
| Name | Verified Name |
|---|---|
| Address | 3854 CINCINNATI RD, GEORGETOWN, KY 40324-8979 |
| Document Number | 0000572587 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 572587 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 3854 Cincinnati Rd was $2,485.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,000 (+37.63%) | $384,000 (+37.63%) | |
| 2025 | $2,485.00 | $279,000 | $279,000 |
| 2023 | $2,421.00 | $267,100 Land $45,000 Building $222,100 | $267,100 Land $45,000 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3854 Cincinnati Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3854 Cincinnati Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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