3449 Cincinnati Rd, Georgetown, KY 40324 Property Records

Scott County property record for 3449 Cincinnati Rd, Georgetown, KY 40324

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,000 sqft · built 2014
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,691 (Mar 2011)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-00-011.001`

Property Details

APN / Parcel Number

Primary APN	`158-00-011.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Building Perimeter

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Metal
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	3449 CINCINNATI RD
City	GEORGETOWN
State	KY
Zip	40324-8933
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	HANDLEMAN & ADKINS PROPERTIES
Legal Lot Number	59
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3449 CINCINNATI RD, GEORGETOWN, KY 40324-8933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage CHRISTOPHER ADKINS ETUX
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2011 · Amount on Record
Deed Sale	Mar 11, 2011 · Amount on Record
Deed Document Number	2011209062
Deed Book / Page	336 / 519
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	3449 CINCINNATI RD, GEORGETOWN, KY 40324-8933
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1468/135
Date	Oct 18, 2019
Book Page	M1468/135
Instrument	406820

Lender

Name	CHRISTOPHER ADKINS ETUX
Type	Private Party
Address	3445 CINCINNATI RD, GEORGETOWN, KY 40324

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2020

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	3449 CINCINNATI RD, GEORGETOWN, KY 40324-8933
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1667/493
Date	Jan 18, 2022
Book Page	M1667/493
Instrument	449078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,500 (-34.94%) Land $1,500 Building $275,000	$425,000 (-) Land $150,000 Building $275,000
2025	$2,462.00 (-1.76%)	$425,000 (+53.72%)	$425,000 (+32.81%)
2023	$2,506.00	$276,475 Land $1,475 Building $275,000	$320,000 Land $45,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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