Kittitas County property record for 370 Saddle Ridge Loop, Cle Elum, WA 98922
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,486 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Sep 2019) |
| Tax Bill | $10,834 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2014230501109 |
| Primary APN | 2014230501109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 4,393 sqft |
| 1st Floor Area | 2,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 1,070 sqft |
| Deck Area | 136 sqft |
| Patio Area | 120 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 370 SADDLE RIDGE LOOP |
|---|---|
| City | CLE ELUM |
| State | WA |
| Zip | 98922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPR |
| Legal Description | ACRES 0.20; SUNCADIA, PH 3, DIV 11 (TUMBLE CREEK), LOT 11-9; PTN NE1/4 |
| Legal Subdivision | TUMBLE CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 11-9 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1382 |
| Census Tract | 975101 |
Source: Kittitas County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 370 SADDLE RIDGE LOOP, CLE ELUM, WA 98922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 19, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FENNELL FAMILY TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 201923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Sep 19, 2019 |
| Property Address | 370 SADDLE RIDGE LOOP, CLE ELUM, WA 98922 |
| Document Number | 0009190023 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 9190023 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | NEXTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 370 SADDLE RIDGE LOOP CLE ELUM WA 98922, CLE ELUM, WA 98922 |
| Document Number | 9190024 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 9190024 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 370 SADDLE RIDGE LOOP, CLE ELUM, WA 98922 |
| Document Number | 0007240051 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14224 SE 83RD ST NEWCASTLE WA 980593457, NEWCASTLE, WA 98059-3457 |
| Document Number | 0007240051 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 7240051 |
| Name | FENNELL FAMILY TRUST (PT) |
|---|---|
| Address | 14224 SE 83RD ST, NEWCASTLE, WA 98059-3457 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,786,180 (+9.4%) Land $292,950 Building $1,493,230 | $1,786,180 (+9.4%) Land $292,950 Building $1,493,230 | |
| 2025 | $10,834.00 | ||
| 2023 | $1,632,710 Land $220,200 Building $1,412,510 | $1,632,710 Land $220,200 Building $1,412,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 13 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 83% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gigabeam Internet Fixed Wireless | 300 / 300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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