Kittitas County property record for 350 Saddle Ridge Loop, Cle Elum, WA 98922
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,932 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,193,001 (Jul 2007) |
| Tax Bill | $10,003 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2014230501110 |
| Primary APN | 2014230501110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 2,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 708 sqft |
| Deck Area | 476 sqft |
| Shed | 1 Shed |
| Shed Area | 20 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 350 SADDLE RIDGE LOOP |
|---|---|
| City | CLE ELUM |
| State | WA |
| Zip | 98922-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPR |
| Legal Description | ACRES 0.17; SUNCADIA, PH 3, DIV 11 (TUMBLE CREEK), LOT 11-10; PTN NE1/4 |
| Legal Subdivision | TUMBLE CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1382 |
| Census Tract | 975101 |
350 Saddle Ridge Loop is owned and occupied by two individuals who acquired it in March 2021.
Source: Kittitas County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 350 SADDLE RIDGE LOOP, CLE ELUM, WA 98922-5113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Mar 31, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2007 · Amount on File |
| Deed Sale | Jul 10, 2007 · Amount on File |
| Prior Sale | Jun 15, 2006 · Amount on File |
| Deed Document Number | 200719 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 0000000055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 350 SADDLE RIDGE LOOP, CLE ELUM, WA 98922-5113 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004150028 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 202104150028 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Mar 31, 2021 |
| Property Address | 350 SADDLE RIDGE LOOP, CLE ELUM, WA 98922-5113 |
| Document Number | 0003310055 |
| Map Reference | MB 9 PG 245-251 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 202103310055 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 350 Saddle Ridge Loop was $10,003, down 2.8% from the year before.
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,646,080 (+2.12%) Land $312,000 Building $1,334,080 | $1,646,080 (+2.12%) Land $312,000 Building $1,334,080 | |
| 2025 | $10,003.00 (-2.82%) | $1,611,870 Land $331,500 Building $1,280,370 | $1,611,870 Land $331,500 Building $1,280,370 |
| 2024 | $10,293.00 | ||
| 2023 | $1,509,890 Land $234,000 Building $1,275,890 | $1,509,890 Land $234,000 Building $1,275,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 350 Saddle Ridge Loop in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 13 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 350 Saddle Ridge Loop is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 83% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gigabeam Internet Fixed Wireless | 300 / 300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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