210 Saddle Ridge Loop, Cle Elum, WA 98922 Property Records

Kittitas County property record for 210 Saddle Ridge Loop, Cle Elum, WA 98922

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,932 sqft · built 2007
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$1,195,000 (Nov 2020)
Tax Bill$9,864 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2014230501112

Property Details

APN / Parcel Number

Primary APN2014230501112
Alternative APN
  • 950005

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area2,932 sqft Living Area
Gross Area3,472 sqft
1st Floor Area2,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMulti-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area708 sqft
Deck Area476 sqft
Shed1 Shed
Shed Area20 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address210 SADDLE RIDGE LOOP
CityCLE ELUM
StateWA
Zip98922-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPR
Legal DescriptionACRES 0.20; SUNCADIA, PH 3, DIV 11 (TUMBLE CREEK), LOT 11-12; PTN NE1/4
Legal SubdivisionTUMBLE CREEK
Legal Phase3
Legal Lot Number11-12
JurisdictionKITTITAS WA
Township / Civil DivisionCLE ELUM
Census Block Group1
Census Block1382
Census Tract975101

Owner

Source: Kittitas County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12406 NE 37TH ST, BELLEVUE, WA 98005-1215
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleDec 7, 2012 · Amount on Record
Deed Document Number202036
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITTITAS WA
Recording DateNov 5, 2020
Property Address210 SADDLE RIDGE LOOP, CLE ELUM, WA 98922-9516
Document Number0011050036
Map ReferenceMB 9 PG 245-251
Instrument DateNov 3, 2020
Instrument202011050036
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,388.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12406 NE 37TH ST, BELLEVUE, WA 98005-1215

Mortgage

Document Number0011050037
DateNov 5, 2020
Instrument202011050037
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
Unified School DistrictCle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,625,370 (+8.7%) Land $292,950 Building $1,332,420$1,625,370 (+8.7%) Land $292,950 Building $1,332,420
2025$9,864.00
2023$1,495,250 Land $220,200 Building $1,275,050$1,495,250 Land $220,200 Building $1,275,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims13 (1990–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 83% of Washington
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gigabeam Internet
Fixed Wireless
300 / 300
T-Mobile
Fixed Wireless
100 / 20

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