Middlesex County and Reading Town property record for 370 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,357 sqft · built 1920 |
| Lot Size | 0.136 acres (5,915 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $35,000 (Jul 1978) |
| Tax Bill | $8,670 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0158.0 |
| Primary APN | READ M:026.0-0000-0158.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,660 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,915 sqft (0.136 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1200000000020 |
|---|---|
| Street Address | 370 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
370 Lowell St is owner-occupied and held in a trust since July 2025.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 370 LOWELL ST, READING, MA 01867-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1978 · Amount on File |
| Deed Sale | Jul 7, 1978 · Amount on File |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 084827-354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 3, 2025 |
| Property Address | 370 LOWELL ST, READING, MA 01867-1525 |
| Document Number | 084827-354 |
| Book / Page | 84827 / 354 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 134164 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 370 LOWELL ST, READING, MA 01867-1525 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 370 LOWELL ST, READING, MA 01867-1525 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78728-208 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 78728/208 |
| Instrument | 207812 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 370 Lowell St was $8,670, down 2.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,670.00 (-2.27%) | $791,100 (+1.58%) Land $409,300 Building $381,800 | $863,787 (-8.05%) |
| 2025 | $8,871.00 (+1.16%) | $778,800 (+4.09%) Land $402,900 Building $375,900 | $939,455 (+6.2%) |
| 2024 | $8,769.00 (+3.25%) | $748,200 (+10.91%) Land $387,100 Building $361,100 | $884,640 |
| 2023 | $8,493.00 | $674,600 Land $349,000 Building $325,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 370 Lowell St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 370 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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